Health insurance financial protection is coverage if you would get sick or injured. It allows you to pay money into a health plan that has different benefits or coverage to help you pay for the bills, treatment, surgery, or doctor visits. Today Health Insurance plans are provided by private companies, and you have the option to pay for this coverage until you are age 65. At age 65 you are able to get the government’s health program, which is Medicare. The people who do not have health care choose so, because they cannot afford it or they don’t want to buy it. There are millions of Americans that don’t have health care and still receive it, and are unable to pay. When they can’t pay, the health care cost goes up to help cover all the bills. In turn, insurance companies have to raise their prices to cover the higher cost.Obama’s healthcare plan, H.R. 3200, states that; “To provide affordable, quality healthcare for all Americans and reduce the growth in health care spending, and for other purposes.” Obama’s health care plan is 1,013 pages long, and is very complicated. I think it is like the Bible, two people may read the same sentence, and may understand it totally different. Here are some main highlights from his health care bill.Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans)Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan.Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter.Page 124: No company can sue the government for price-fixing. No "judicial review" is permitted against the government monopoly.Page 127: The AMA sold doctors out: the government will set doctor’s wages. This is done in Canada.Page 145: An employer MUST auto-enroll employees into the government- run public plan. No alternatives.Page 149: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll.Page 150: Any employer with a payroll of $250K-400K or more, who does not offer the public option, pays a 2 to 6% tax on payroll.Page 167: Any individual who doesn’t' have acceptable healthcare (according to the government) will be taxed 2.5% of income.Page 170: Any NON-RESIDENT alien is exempt from individual taxesPage 195: Officers and employees of Government Healthcare Bureaucracy will have access to ALL American financial and personal records.Obama said, people can still have private insurance through their company. Yet corporations making so much money,they would have to pay a tax on their pay role for employees that aren’t under the public health plan. I think anyone with common sense would say corporations are not going to keep private insurance. On page 95 the government wants to pay ACORN to help with the health care plan, but yet ACORN is under investigation for suspicious activity. Page 195 says the government will be able to access personal and financial records. With all the corruption in the government today, I know I wouldn’t want all those people having access to my personal information. These are just a few of his pages of his plan, and the thought that he has only been in office for 8 months, and he wants something so big and important to be passed without working out all the bugs out of it.Obama and his supporters want reform, so that everybody can have health insurance. To lower the cost of health care, and for people who are very sick so they can still have access to health care. It was one of Obama’s campaign promises, if he doesn’t pass this he will be cosidered a failure. The Democratic Party will look bad also. The democrats also feel that health care is a right.I think the most people would agree with me that something does need to be done about our current health care system. To have a government run the program, what Obama wants, like Canada is not the answer. Where the decisions are made for you; they are based on age and cost, you have no choice of your doctor, and people have to wait months for care, where they become sicker or even die. I feel that people will not pursue a medical career if the government is going to control them. In one of Obama’s speeches on television when he was defending his health care reform, he stated that we already have a great government run program which is Medicare. Almost in the same sentence he said it was going bankrupt. “ In a recent study from the congressional budget office they found that 91% of Americans have health care coverage, of that 91%, 84% are completely satisfied with their coverage. Of the remaining 9 %( 46 million) half of 26 million American (13 million) choose not to purchase healthcare coverage and the other half (13 million) qualify for Mcaid or the SCHIP program but refuse or do not bother to sign up for it. And of the 46 million, 11million are illegal aliens which leave us a total of only 9 million who are actually without coverage.” Obama needs to figure out coverage for these 9 million people, instead of spending trillions of dollars redoing the whole system.
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